Does the Roof Age Affect Homeowners Insurance?

Does the Roof Age Affect Homeowners Insurance? – NC

Is your roof 20 years or older? Having a safe reliable roof over your family is important. Your roof is one of the biggest and most essential investments you will make. Homeowner’s insurance companies are mainly concerned with roofs, to protect your home from strong winds, hail, and water damage. 

Excel Roofing Solutions is one of the premier residential roofing contractors in North Carolina, serving all of the triads with reliable residential roof repair solutions. With over a decade of experience in the roofing industry, we have earned a reputation for excellence, exceeding customer service, knowledge, and expertise.

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Roof Age Insurance FAQs:

What Affects Roof Insurance Coverage?

There are various factors that come when your homeowners’ insurance sets rates and coverage based on your roof:

  • Age of the roof
  • Condition of the roof
  • Material of the roof
  • The shape of the roof

Note: If you buy a new home take all these factors into consideration.

When does Will Insurance pay for a New Roof?

Here’s what will generally be covered by your homeowner’s insurance policy:

  • Fallen debris
  • Fallen trees
  • Fire
  • Hail
  • Lightning
  • Snow or ice
  • Winds (from a hurricane or tornado)

How To Get Homeowners Insurance With An Old Roof?

If you’ve been denied insurance coverage due to an old roof, it’s still likely to find a policy. High-risk homeowners insurance is available but can be costly due to the risk of likely claims involved.

How Can I  Protect My Old Roof?

There are ways you can help your roof last longer while you save for a replacement.

  • Get inspections
  • Keep trees trimmed
  • Keep updated records
  • Keep Your Roof Clean
  • Take Care Of Your Guttering
  • Identify Small-Scale Damage in Early

Excel Roofing Solutions Services:

  • Gutter replacement
  • Gutter maintenance
  • Gutter installation
  • Gutter repair
  • Roof Repair
  • Roof Replacement
  • Roof Maintenance
  • TPO Roofing
  • Metal Roofing
  • PVC Roofing
  • Shingle Roofing
  • New Roof Construction

Roofing Resources: 

Contact Excel Roofing Solutions Today!

Our experts work with all roofing materials and installation types. So, whether your roof is flat or pitched; on a home or commercial property, Excel Roofing Solutions is your best choice among all Triad roofing contractors. Our experience and skill level mean that we can tackle any size project smoothly and efficiently.  

Contact one of the best roofing contractors today at (336) 221-4121 or get a FREE quote online SAVE 10%.